Covered California for Small Businesses

Written by Parriva — December 19, 2024

How We Can Help Your Business

Covered California for Small Business (CCSB) helps you find health insurance for your employees that fits your budget and theirs.

Benefits for Your Business

Covered California for Small Business helps you find employer-sponsored coverage that fits the employer and employee’s budget.

The employer decides the level of coverage and amount to contribute toward the employees’ health insurance premiums. The employer and employees select the plan that fits their budget.

Choose HMO and PPO health plans from Blue Shield of California, Kaiser Permanente and Sharp Health Plan. CCSB provides access to the broadest network of physicians and hospitals in California.

How CCSB Can Help Your Business

The MyCCSB online portal allows employers to complete the initial enrollment process online. Employers can manage their account, make plan changes, update employee information, renew their coverage and more!

Billing is simple with all health insurance premiums on one consolidated monthly invoice. The employer pays using the MyCCSB portal for added convenience.

Federal tax credits are available to lower the cost of coverage for qualifying small businesses.

Benefits for Your Employees

Control costs by choosing the plan that fits your employees’ needs and your budget.

Peace of mind and financial protection in case of a major accident or illness.

Compare and choose health insurance plans, costs, doctors and hospitals.

Health plan options are available for employees and their families to select benefits that support their coverage and budget needs.

Preventive care for routine health care services to decrease the risk of developing health issues.

Who Is Eligible

Eligibility Guidelines

You are eligible for Covered California for Small Business if:

  • You have at least one but no more than 100 eligible employees and meet certain contribution and participation requirements.
  • You have at least one employee who receives a W-2.
  • The majority of your eligible employees live in California.

You are eligible for Covered California for Small Business if you have 100 or fewer full-time-equivalent employees.

If you are a sole proprietor, with no W-2-receiving employees, you may be eligible to purchase coverage through Covered California’s individual marketplace. Apply here.

For questions about CCSB eligibility, please contact Covered California for Small Business at (844) 332-8384, Monday through Friday between 8:00 a.m. and 5:00 p.m., or email smallbusiness@covered.ca.gov.

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